ERISA Attorney in San Marcos, Texas

When You Have Been Denied Coverage Under a Self-Insured Health Plan

At the John H. Gilliam Law Office in San Marcos, I represent individuals who have been denied coverage for medical care or long term disability under their employer's self-insured health plan. I have experience handling these types of claims under ERISA. Contact my office to set up a free 30-minute consultation.

As a sole practitioner, I have complete control over all aspects of my practice. I am committed to providing the best representation possible in the most ethical way at the most reasonable cost to you.

Protecting Your Rights under ERISA

ERISA, or the Employee Retirement Income Security Act of 1974, was passed by Congress to ensure that employees receive the pension and other benefits promised by their employers, and to encourage employers to provide benefits to their employees. The law is now generally interpreted to cover most employer-provided benefits, including health insurance and long term disability benefits.

If you are like most Americans today, you receive your health insurance through a welfare benefit plan, which is governed by ERISA. ERISA also covers employer-provided life insurance and long term disability (LTD) benefits. ERISA takes priority over any state laws governing these types of claims.

When Your Claim Has Been Denied

When your health or long term disability insurance claim is denied, you must go through an administrative process before you can file a lawsuit. I have extensive experience helping people work deal with claims administrators. I know from experience that you must exhaust all your administrative remedies before you can take your claim before a federal judge. I also know that the judge will only review what is in your file, so I make certain that all medical claims are fully documented during the administrative process.

My goal in all cases is to convince the administrator of the validity of your claim. However, I am always prepared to take your case before a federal court to secure the benefits you deserve.

When Should I Speak With an Attorney?

If your claim has been denied, you want to get an attorney involved in your claims appeal as soon as possible. The administrative process is complex and you need an experienced advocate to gather the evidence, submit it to the administrator and convince the administrator to approve the claim. The insurance company will not provide you with any guidance in these matters.

ERISA cases are difficult to win, requiring dedication and attention to detail. I have the experience and the knowledge to help you get the recovery you need.

Call Today to Discuss Your ERISA Matter

For an experienced lawyer to protect your rights under ERISA, contact me to schedule a free 30-minute consultation. My offices are open Monday through Friday, from 9 a.m. until 5 p.m. Evening and weekend appointments are available upon request.

John H. Gilliam Law Office
302 W. Martin Luther King Drive
San Marcos, TX 78666-5554
Phone: (512) 535-3089
Fax: (512) 535-3089 (Please Call First)

At the John H. Gilliam Law Office in San Marcos, I represent individuals throughout the state of Texas, including Austin, San Antonio, Houston, Dallas, Fort Worth, El Paso, Galveston, Corpus Christi, New Braunfels, Canyon Lake, Seguin, Schertz, Converse, Kyle, Wimberley and Johnson City; and in Hays County, Travis County, Bexar County, Blanco County, Comal County, Caldwell County, Guadalupe County, Bastrop County and Williamson County.